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  • Home
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  • Finance
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    • Estate Wills & Trusts
    • Home Improvements
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Browsing Category

Cards

3 posts

A credit card is a financial tool that allows individuals to borrow money from a lender in order to make purchases or pay for services. It works by issuing the cardholder a credit limit, which is the maximum amount of money they can borrow from the lender. The cardholder can then use the credit card to make purchases or pay for services as long as they do not exceed their credit limit. There are various types of credit cards available, including secured, unsecured, and rewards cards. A secured credit card requires the cardholder to put down a deposit, which serves as collateral in case they default on their payments. 

Using a credit card can help build a strong credit score, which is a measure of a person’s creditworthiness. This can be useful when applying for loans or other financial products in the future. However, it is important to be mindful of credit card debt, as high balances and missed payments can negatively impact a credit score and result in costly fees and interest charges. Also, it is crucial to pay your bills on time and to keep your credit utilization low, which is the ratio of your credit card balances to your credit limit. By using credit cards wisely, you can enjoy the convenience and benefits they offer without incurring unnecessary debt. This card category combines lots of informative blogs. For instance, we share blogs on credit card reward factors, what is the best credit card, the pros and cons of credit cards, and much more.

CCards
Credit Card
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  • 3 minute read

Are Credit Card Rewards Worth It? 4 Factors to Consider

  • byMineBook
  • March 12, 2020
  • 1.7K views
The proposition of earning rewards just for spending money is tempting to be sure. Many people enroll in…
CCards
Best credit cards for everyday use
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  • 2 minute read

Best Credit Cards for Everyday Use in 2020

  • byMineBook
  • February 29, 2020
  • 1.6K views
According to the U.S. Census Bureau, about 70% of American households have a credit card. Many people have…
CCards
The pros and cons of an airline credit card: An unbiased review
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  • 2 minute read

The pros and cons of an airline credit card: An unbiased review

  • byMineBook
  • September 7, 2019
  • 1.6K views
Well here is a conundrum every frequent flier faces; to go with an airline credit card or a…
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